About Van Island Business Capital: Your Partner for Growth
At Van Island Business Capital, we believe in the power and potential of every entrepreneur right here on Vancouver Island. Just like We don't just offer financing; we offer a partnership focused on helping your business grow and thrive in the unique Island economy.
We recognize that a traditional bank loan can often be slow, rigid, and ultimately fail to address the fast-paced, real-world needs of a growing Island business—whether you're in tourism, tech, or trade. When a major opportunity or an urgent operational need arises, time is your most critical asset.
Funding Built for the Speed of Business
Our core mission is to provide fast, flexible, and hassle-free access to working capital through solutions built for speed:
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Merchant Cash Advance (MCA): This is our premier quick-funding solution. Instead of fixed monthly payments, an MCA provides an immediate lump-sum payment based on your future credit/debit card sales. Repayment is simple: a small, agreed-upon percentage is remitted automatically when your customers pay you. This means your repayment adjusts to your sales volume, making it the perfect solution for businesses with seasonal fluctuations or unpredictable cash flow.
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Invoice Factoring: Got outstanding invoices from reliable customers? Don't wait 30, 60, or 90 days to get paid. We turn your accounts receivable into immediate cash. We purchase your invoices at a small discount, providing you with the capital you need today to cover payroll, purchase inventory, or invest in new equipment.
Your Success is Our Focus
We aren't here to evaluate your business solely on past credit reports or collateral. We're here to evaluate its future potential.
Our process is designed to be simple, transparent, and swift because we know that when you're ready to grow, you can't afford to wait. By focusing on your cash flow and consistent revenue, we offer solutions that banks often cannot, giving you the competitive edge required to succeed in places like Victoria, Nanaimo, and Campbell River.
Van Island Business Capital is dedicated to fueling the next chapter of your business success.